Medicare Open Enrollment runs October 15 – December 7, 2025
This is your chance to make changes to your coverage: join, switch, or drop Medicare Advantage (Part C) or prescription drug (Part D) plans, or move between Original Medicare and Medicare Advantage.

Insurance rooted
in care and trust

With over 25 years in the insurance industry, April Ram of AR Senior Solutions offers more than experience — she offers trust,
compassion, and personalized support. Relationships matter here.

You’re not just a policy —
you’re a person with real needs and goals.

Medicare Made Simple

Navigating Medicare can be complex,
but we’re here to simplify it for you:

Original Medicare (Parts A & B):
Covers hospital stays, doctor visits and outpatient care.

Medicare Advantage (Part C):
Offers additional benefits like vision, dental,
and wellness programs through private insurers.​

Prescription Drug Plans (Part D):
Helps reduce the cost of medications.​

Medicare Supplement (Medigap):
Fills coverage gaps in Original Medicare,
including deductibles and copayments.

Life Insurance Solutions

Protecting your family’s future is paramount. We offer:

Term Life Insurance:
Affordable coverage for a specific period.​

Whole Life Insurance:
Lifelong protection with potential cash value accumulation.​

Final Expense Insurance:
Covers end-of-life expenses, easing the financial burden on loved one.

Guaranteed Issue Policies:
No medical exams required, ensuring coverage is accessible.

Convenient, Compassionate Service

✔ In-home or office appointments by request
✔ Licensed in PA, NJ, MA, GA, FL, and NC
✔ Help for seniors — but open to everyone

Contact me